Car Loans for Students
November 30, 2008
Car Loans for Students
by: Jacob Andrews
Are you sick of public transportation? Perhaps you are tired of having to walk to class in wet, cold weather? Maybe you need a car to get to and from a new job that you just started. If you are a student seeking an easier means of getting around, there is answer! You can apply for a student car loan, even if you have no credit or bad credit!
Student car loans have two major advantages!
1) Buying a car will help eliminate all of your no-transportation headaches!
2) Utilizing a car loan to purchase a new car will help build your no credit or bad credit history into a positive one. Every monthly payment you make for your car loan will be reported to every major credit reporting agency.
I have no credit. How am I going to get approved for an auto loan?
With most car loan companies, being young and having no credit is not a factor when it comes to granting approvals. How come? Because a car loan is a secured type of loan. The lenders are protected by the fact that if your loan goes into default, they get your car.
Prepping for the new SAT I
November 30, 2008
On March 12, 2005, high school juniors across the country were the first to take the new SAT I test, the standardized testing used in the college admission process. The test is 3 hours and 45 minutes, instead of just 3 hours, and contains a third writing section. So, the new test has three sections: Math, Critical Reading, and Writing, each scored out of 800 points, for a total of 2400 possible points.
To prepare for this test, students must realize that the test has not changed that dramatically and in some ways it is easier with the insidious and ambiguous analogies eliminated from the reading section. The math section is a bit more challenging, but more congruent with 10th and 11th grade math. Students should brush up on math formulas and know how to break down word problems. To be successful in the writing section, know how to write a good thesis that is logical, clear and concise. The thesis does not have to be overly analytic or compelling, but every paragraph has to relate to the thesis. Focus on grammar, which is a big component of the new SAT I test. Know the difference between an adverb and a preposition. Since the essay is handwritten, use print instead of script so that the essay is legible. Be aware that SAT vocabulary words are very important, so know the root words, prefixes and suffixes.
The First Week with Your Baby
November 29, 2008
The first week of your baby’s life brings big adjustments for both of you. You are adjusting to being a mother and caring for your baby and your baby is adjusting to life outside the womb. It is a time of great joy — and possibly immense fear! Although you’ve been preparing for the birth of your baby for months, now he is here and depending on you for everything which can seem overwhelming. Don’t expect too much of yourself during these first days! If anyone offers you help — take it!
During your baby’s first few weeks of life, he will be concentrating on getting to know you and his surroundings. Your baby needs to be handled so that life outside the womb seems as little different as possible to life inside the womb. Your baby’s needs, while they may seem overwhelming to you, are really simple: food, warmth and comfort from cuddling. Wrap him snugly and warmly, hold him closely, handle him slowly, and feed him when he’s hungry. Your baby will have the routing and sucking reflexes as well as tongue thrust. These are needed to get nourishment from the breast or bottle. You can also use this time to bond with your baby with lots of skin to skin contact.
Empty Nest Syndrome
November 28, 2008
Paula’s last child had just gone off to college and Paula was struggling with a deep inner emptiness. While she knew this day was coming, she was not really prepared for the intense hollowness that welled up within. After all, she had a life of her own. Her work as an occupational therapist, which she had gone back to after all her three children were in school, was fulfilling to her. She was fortunate in having been able to schedule her time to be home when her children came home from school so she could take them to their various activities. Paula had been a loving and devoted mother and was very proud of her children. She had been looking forward to this time for herself and her husband, but now that it was here, Paula felt lost.
It’s not that she didn’t have things she loved to do. She was a talented and athletic woman and had many creative and physical activities that she enjoyed. She and her husband had a good relationship with a wide circle of friends they often spent social time with. So, why this emptiness?
Paula sought my help when she realized that she was slipping into depression.
Teaching Reading : Part Two
November 27, 2008
We know that you want your little guy or gal to have the best start. The greatest thing you can do for your child is to provide a home filled with love and laughter. Spend as much time as you can with your child. Add lots of great children’s books and read and cuddle with him as much as possible. Enjoy exploring his world and showing him things. Cherish each day with him—don’t be in a hurry to see him grow, but enjoy what each stage brings. These young years are a gift from God for your benefit—to make “your” memories!
And some of the best memories for us, as parents, are those special, quiet times when our child curls up in our lap, listening attentively to a story he has heard at least 25 times already. This is an extraordinary experience for our children. It is their special time with mom or dad, when everything else is put aside. It’s a time to cuddle, speak together, and to discover new things about the world around them. And while we don’t say it, our actions show our children that they are worth our attention and that we enjoy their company. We hope that one day they will love reading as much as we do.
Healthy Eating For Children: Six Simple Rules
November 26, 2008
Rule #1 Make Every Bite Count!
Everything your child eats should be nutritious. Children can be picky and inconsistent, so make sure that what they do eat is really good for them. That way if they end up having two bites of potato for dinner, you can be confident that they at least had a great lunch, snack, etc.
"Where’s the fun?" you ask. There is not much room in that little tummy, think carefully before filling it with junk. And ask yourself why you are offering chocolate bars or cookies at snack time. It is often the parent/caregiver who is deriving pleasure from seeing children gleefully down a non-nutritious treat. Your child can derive smiles and joy from many other places - it doesn’t have to be junk food.
Rule #2 Ban the word "dessert" from your food-vocabulary, and use "treat" carefully.
Make desserts healthy(not just fun) so that things like fruit, nuts, and yogurt become part of the meal, not the reward for finishing it. All good foods can be treats, but we often think of only junk as such - so use the word judiciously.
How to Prepare for MBA Entrance Exams ?
November 25, 2008
How to Prepare for MBA Entrance Exams ?
by: Anurag Chopra
Vince Lombardi once said “Dictionary is the only place that success comes before work. Hard work is the price we must pay for success. I think you can accomplish anything if you’re willing to pay the price.”
Success in MBA Entrance Exam in India is also no cake walk. You need in-depth knowledge, analytical mind, sharp memory and above all, systematic planning and preparation. Needless to say that the candidates cannot and should not attempt preparation for his MBA Entrance Test overnight. Since the competition is amongst the best available talent from all disciplines, meticulous and long term preparation are required to get admitted to the MBA program. Although the syllabi in the admission/entrance test differ from university to university, there are certain common aspects that appear in most of the entrance test, CAT, XAT, MAT, XLRI, SNAP and MBA Entrance Exams conducted by State Universities in one form or the other. These aspects include tests on quantitative aptitude, reasoning, intelligence, comprehension, case analysis, relationships, word power, synonyms, antonyms, general knowledge/awareness, etc. It is therefore, essential that the candidates start preparing well in advance on all the above aspects. If one can get hold of previous year’s papers or at least the pattern, this would go a long way in guiding the candidates to prepare properly for the test.
25 Things That Matter When Relating To Our Children (Leaving A Legacy Of Love To Those We Love)
November 25, 2008
In my opinion, these things matter…
1. Enjoying childlike delights before the child no longer delights in being one.
2. Paying attention long enough to understand — yet caring enough to make a necessary correction once it’s all understood.
3. Responding to immaturity in a mature way.
4. Being silly when I can, 5. And fun when it’s not cool to be silly.
6. Making time to listen when it’s their time — not just “my time.”
7. Being big enough to say “I was wrong,” 8. Sensitive enough to ask, “Will you forgive me?” 9. And courageous enough to correct my ways in the process.
10. Teaching by my actions that additional freedom is earned by being responsible and not an automatic right acquired on the date of the next birthday.
11. Sharing laughter for no other reason than laughter is being shared with me.
12. Complimenting like crazy, 13. Avoiding foolish demands like the plague, 14. And hugging whether they are huggable or not.
15. Remembering that little people are no more — but no less than — just that: little people.
My Children
November 24, 2008
I have been a single mom for almost 20 years. My kids were 3, 7, 12 and 14 when my ex left.
As a single mom, it’s often hard because you are the only one to deal with the children. Although, this can often be a blessing as well. There is no one for them to play against you.
Often you second guess yourself and wonder if what you are doing is right. There are times when you are and there are times when you aren’t. Overall, you have to do the best you can do. This poem was written when I was second guessing myself.
Children learn what they live, that’s what they say, what are my children learning by their living?
Are they learning that people are loving or unconcerned? that they are loved by me or that I don’t care?
What are they learning by my behaviour? Will they learn to be moral, responsible,loving, caring, human beings, or cynical, hurt, confused children, never growing to their full capacity because of my limits?
How do I limit themwhen I scream and yell when I dismiss them because of their behaviour or because I am “too busy to be bothered” instead of listening and quietly loving?
Baby Shower Gift Ideas
November 23, 2008
A few guests can get together and get a big laundry basket. Place in it a long clothes line with outfits, diapers, bibs, etc. pinned to it. It can also be used as a room decoration. It has a bit of everything and something to carry it in!
Baby Quilt - here’s a great gift from those that love to sew and quilt. Find an alphabet quilt pattern. Each square has a letter of the alphabet on it and a picture of an object that started with that letter. It can have numbers too. Each guest can be given/sent a square before the shower and can embroider, quilt, or embellish it according to her own taste. If the quilt is meant to be a wall hanging, guests can also attach little items like rattles and toys. Be sure that everyone signs their own block in some way and have the blocks returned by a certain date in order to have it put together. This can also be used as a decoration at the shower.
